Thank you to all of our clients but .. Mortgages without the hassle
We are the Mortgage Specialists are here to offer you simple and honest independent mortgage advice. We have access to hundreds of mortgages and aim to find one that will suit your personal circumstances.
Small businesses frequently look for business loans when a business loan is not the correct type of commercial finance product they need and, more importantly, are not going to be given by the lender.
A saver who takes out an endowment mortgage pays only the interest on the mortgage, not the capital sum. The endowment, usually a 25-year savings plan, is then used to build up sufficient capital to repay the capital sum. If the endowment generates more funds than the amount of mortgage outstanding, then the investor receives the surplus tax-free. If the amount is not enough, the investor has to make up the difference.
We have the solutions to your problems and specialise in arranging mortgages for all occupations and credit histories. Winning back money that is rightfully yours from mis-sold ppi couldn’t be more straightforward with the help of the indemnity specialists at the Pii Claim Company. We'll consider the usual and the unusual and can often help where others can't. We try hard to find a lender that will say yes!
Before getting a business loan quote, it is best to ask yourself:
- Do I need more money to help with cash flow?
If the answer is yes, then factoring is an option that is probably better suited to your needs. Factoring allows you to get cash advances on your invoices allowing you to unlock the tied-up money your company processes.
- Do I need money to buy machinery, equipment or any other new company asset?
If yes then you might be better considering some form of asset finance such as leasing. There are various forms of asset finance - hire purchase is a form of consumer asset finance but you'll need a more tailored package.
- Can you offer property as security on the loan?
A mortgage may be a better option if the answer is yes - and it may be a lot cheaper. Current mortgage rates are favourable to borrowers an can provide a cheaper form of finance. Consider Adept Finance Ltd as an option to get a quote for commercial mortgage for your company. Adept Finance Ltd is the top rate commercial mortgage broker to get you tailored mortgage quotes.
We've already helped 1,000's of customers like you. We can help:
- lessen your monthly outgoings by including debts within your mortgage;
- lessen your monthly mortgage payments by finding you a better deal;
- raise some cash against the value of your home to pay for your home improvements/new car/holiday.
To find out how we can help you, either fill in our quick, simple form for a tailored quote, or fill in your details for a free callback. Simple!
• Self Cert - employed and self employed no proof of income required
• First Time Buyers – no deposit required
• Right To Buy – extra cash for home improvements subject to lender criteria
• Contract Worker – no minimum contract required
• Raise Capital – pay off loans or buy a second property
• County Court Judgments – any amount considered
• Defaults – any amount considered
• Arrears – any amount considered
• Discharged Bankruptcy - any circumstances considered
• IVA's – if being serviced
The overall cost for comparison
Before applying for the business loan, first decide whether you want a variable or fixed rate of interest during the loan term, as this is defined as part of your loan agreement; a variable rate fluctuates with the movements of the base rate, and a fixed rate remains at the same percentage for the duration of the loan. Some banks offer different terms from these as well as alternative currencies for repayment.
Loans for any purpose
Fast, hassle-free service.
Everything tailored to suit you.
Let us take away all the confusion, stress, hassle and time from you. Simply complete our easy-to-use online application and then sit back back and leave the rest to us.
Our rates range from 5.7% APR (variable) to 19.9% APR (variable).
Typical 12.9% APR (variable)
The majority of our customers (66%) qualify for our typical APR (shown above) or less.
Borrow £5,000 to £100,000 over 5-25 years.
Flagstone Finance products have been recommended in a considerable number of trade, local and national newspapers including The Times, The Guardian, The Observer and The Sunday Telegraph. In addition to our products topping Which? Best Buy Surveys, we are the exclusively appointed provider of protection insurance to the members of the British Insurance Brokers' Association.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. LOANS ARE SECURED ON YOUR HOME.