Important Financial Questions

VHow much can I borrow?
Over what period of time can I spread my loan or mortgage repayments?
What can I use the loan for?
Is my application confidential?
What happens if I want to borrow more?
Can I repay the loan before the end of the contract?
What to do next

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How much can I borrow?
We can arrange loans and mortgages for any amount from £3,000 to £1 million. However, there are a few factors to take into consideration such as available monthly income and your property's equity. The most important considerations are that you can afford the monthly repayments and that you are a homeowner/mortgage payer. Simply put on the application form how much you would like to borrow and we shall endeavor to meet your requirements.

Over what period of time can I spread my loan or mortgage repayments?
This is of couse up to you, and depends on how much you can afford each month. Our loans are usually available over 3 to 25 years. The repayment guide should help you.

What can I use the loan for?
Anything you want, there are no restrictions. Maybe you need to reduce your monthly outgoings by paying off all your debts, leaving you with one lower and more manageable monthly repayment. Or perhaps you would like to buy a new car, boat or caravan. What about new windows, conservatory or maybe an extension? It really is up to you.

Is my application confidential?
Yes completely. All applications are treated in the strictest confidence.

What happens if I want to borrow more?
All you have to do is give us a call on our freephone number 08000 43 23 43 and we will process your application. As we already have your details this is a simple matter and we will send you a cheque if successful.

Can I repay the loan before the end of the contract?
You can make lump repayments or settle the loan completely whenever you like.


Most importantly, you need to complete the application form or call 08000 43 23 43. As we probably have the most advanced computer systems available, your loan will be processed as swiftly as possible.

Specialist for home mortgage, refinance mortgage, bad credit mortgage and second mortgage loan

Flagstone Finance products have been recommended in a considerable number of trade, local and national newspapers including The Times, The Guardian, The Observer and The Sunday Telegraph. In addition to our products topping Which? Best Buy Surveys, we are the exclusively appointed provider of protection insurance to the members of the British Insurance Brokers' Association.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. LOANS ARE SECURED ON YOUR HOME.

Free Mortgage Quick Quote

Fill in the form to apply for a free mortgage quick quote. One of our advisors will contact you within 24 hours with your free personal quote. Fields marked with * are required. or use our mortgage calculator.

Mortgage Rates

>These rates and repayments are for guidance only and are based on current lending rates. Your rate will depend on your circumstances and the amount you wish to borrow.

Mortgage Decisions

Immediate decision in principle given over the phone in minutes or enquire online for a free mortgage quick quote and an advisor will contact you within 24 hours with your free personal quote.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.